I was excited all day about bringing Beloved to see the apartment. All day long.
At approximately 2:30, I received a call on my cell phone from the mortgage broker I had spoken with previously, “following up.” It went like this:
- I explained to her that I am afraid of being upside down, and that I don’t want to force myself into high payments considering that in this town, I will be squished into a small house in return.
- She said the market isn’t as scary as the media makes it out to be.
- I told her that I have been following my small and unique town’s market like a hawk since March of 2005, and that I do know that there’s a slow down (although nothing at ALL compared to the national picture), and that I’m very curious about this spring, b/c things are finally – after a dead dead winter – coming onto the market again, but turnovers have yet to be fast and prices are being lowered.
- She said I clearly know waht I’m talking about, and that she’ll send me e-mails with “interesting products”
- and I said thank you, I am interested in receiving them.
I got off the phone feeling okay. I had made the decision to rent for another two years with some pain and discomfort. But I have come around to accept it and be content.
Phew.
Then my work phone rang. I recognized the number and felt a little worried – J’s best friend’s mom. Is J okay? She shouldn’t be there, did something happen? Are the girls in a fight? What’s going on.
“Hey, Z, don’t freak out, everything’s okay, but I just heard from that woman across the street, and they’re ready to sell. She wants you to call her.”
FUCK!!!!
It’s an old house, having been owned for years and years by an old man. He passed away last May, I think, and Beloved and I have been dreaming since. The house is relatively small (1400 sf), and the kitchen is far from modern. It has 3 bedrooms, but from the outside and the square footage listed with the assessor’s office, they’re very small bedrooms, and there is no space for an office/study.
But it has potential, and it is a single family (hard to come by in this town). If we got it at a good price, we could fix it up in phases, and live there forever.
We’ve been waiting for this house to come on the market for 6 months.
And now, just as we decide to be renters for another 2 years — it comes on the market.
Or rather, not on the market. But instead privately offered to US.
I’m calling the owner tonight.
WHY NOW???

[...] I am afraid of being upside down [...]
[...] 15, 2008 by zuska We had a nice morning. I went to see the house (man, does that thing need to be ripped down and built from scratch), and then the bank, to move things around to cover [...]